Using Your Flexible Spending Account (FSA) to pay for Braces

Using a Flexible Spending Account (FSA) to pay for orthodontic treatment is a great way to save a little money. An FSA allows you to be reimbursed using pre-tax money for your orthodontic expenses as services are being provided. For example, you can be reimbursed for monthly payment or for the down payment on treatment. While rules for individual plans vary, generally you cannot get reimbursed for last year’s payment past their deadline, or for services provided beyond the current plan period or year.


As a reminder, effective 2013, FSAs now limit employees’ annual contributions to no more than $2,500 per year. Melissa Bird, our financial Guru, is happy to assist you if you have any questions regarding the use of an FSA as it applies to your orthodontic treatment.

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